|
all
unless the event
host and/or site owner are ADDITIONAL INSUREDs.
CLICK HERE for POLICY-LIAB
that details liability insurance requirements.
CLICK HERE
to become an ADDITIONAL INSURED on our policy. You must carry $1 million in liability insurance for your event.
If you do not have this (many insurance companies do not cover
events) you and the site owner need to become an ADDITIONAL INSURED
so our
policy covers you.
CLICK HERE
to submit the form needed.
Allow AT LEAST one week
for the underwriter to add you to the policy. One or two names (organizations) may be added at the
same time for the $40 annual listing fee (a separate fee applies
for each 1 or 2 names added at the same time). If you have not
already paid this it will be billed and must be paid prior to
coverage taking effect. The additional insured is responsible for
the $2,500 deductible, excluded claims and excess claims. The deductible can be
reduced to $500 for an additional $35 per day of event.
EXCLUDED CLAIMS would be those for which the user or injured party is
determined responsible such as intentional dangerous acts,
willful misconduct and
acts not in compliance with safe use policy or
posted signage. We recommend a
RELEASE SIGN be posted at all
entrances and/or a RELEASE WAIVER be
signed by all participants of ride, game, cooking and higher
risk activities. Excess claims would be those exceeding the policy limits.
Policy limits are set high so that excess claims are not a
significant possibility. |